prEN 18184
Financial services - Specification of QR codes for mobile initiated (instant) credit transfers under PSD2 requirements
Draft Public enquiryProject stage codes
1. Decision on WI Proposal
2. Projektas
3. Viešoji apklausa
From 2025-05-16
till 2025-07-15
4. Closure of enquiry
5. Submission to Formal Vote
Organisation
CEN Europos standartizacijos komitetasICS
35.240.40 - IT applications in bankingTechnical Committee
TK 4 Information technologyForeignTC'S
CEN/TC 225Number of comments
0Comment start date
2025-05-16Scope
This document provides a specification for QR codes for mobile (instant) credit transfers (MCTs) whereby the payer uses a mobile device to initiate the payment transaction. The QR code is used to exchange data between the payer and the payee to enable the initiation of the (instant) credit transfer by the payer. This document is applicable to both cases where the QR code is presented by the payee or by the payer. This document excludes the following from its scope: - The details of technical requirements and the supporting infrastructure to achieve interoperability amongst mobile (instant) credit transfer (MCT) service providers; - The detailed implementation specification of the payload included in the QR code.